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Thanks for your answer and I see your point. In terms of specific processes, I am still setting things up so I am not sure at this stage. I have the affiliate plugin setup and have added an affiliate too. Let me actually begin transacting and then give some feedback.
Thanks @key master and sorry about replying late. I understood that I would get an e-mail alert when a reply came in. Any how, thanks for these other providers and I will see if any meet my needs and are accessible.