I am also trying to understand why when the user clicks on the checkout option (paypal logo w/ the credit card symbols under it) they are directed to a page where it appears that they have to already have a paypal account or they need to create one. I looked at some sites that are using this plugin and found that at least some of the time there is an option to just pay with a credit card (that way customers don’t have to have anything to do with paypal). I have personally bought stuff through paypal this way so I know it is possible. What needs to be done to configure the cart so that it works in this way.
Please help. I have until Sunday to get this working for a client. Thanks!